Protection without the F&I-office theater.
A surprise repair shouldn't blow up your month. CarMatch.AI Coverage Plans let you compare vehicle service contracts on price and fine print — quoted in plain numbers, sold without pressure, and cancelable any time for a prorated refund.
Illustrative product for the CarMatch.AI demo. Not a binding offer of coverage.
Why drivers cover with CarMatch.AI
The same administrators dealers use, on your side of the desk.
Pay the plan price, not the markup
Dealership F&I offices routinely mark service contracts up by thousands. We show you administrator-direct pricing so you only pay for the coverage itself.
Coverage that matches the car
An EV doesn't need a transmission rider; a 90k-mile truck does need the drivetrain. We match plan tiers to your vehicle's real risk profile.
One claim line, no runaround
When something breaks, you call a single CarMatch concierge number. We coordinate the shop, the administrator, and the rental — so you don't.
Cancel for a prorated refund
Change your mind, sell the car, or pay it off early — every CarMatch Coverage Plan is cancelable with a prorated refund of the unused term.
Three tiers, plain English
Pick the depth of coverage that fits your car's age and mileage.
Powertrain Shield
Engine, transmission, and drive axle — the expensive stuff.
- Engine internals
- Transmission & transaxle
- Drive axle assembly
- Seals & gaskets
Core Systems
Powertrain plus the components that strand you first.
- Everything in Powertrain Shield
- Cooling & heating
- Fuel & electrical
- Steering & brakes (non-wear)
Bumper-to-Bumper
Near-comprehensive coverage that mirrors a new-car warranty.
- Everything in Core Systems
- Climate control & infotainment
- High-tech sensors & cameras
- Trip interruption & rental
Coverage questions, answered
The fine print, without the fine print.
Is this insurance?
No. A CarMatch Coverage Plan is a vehicle service contract — it pays to repair covered mechanical failures. It is not auto insurance and does not cover collisions or theft. For that, see CarMatch.AI Insurance.
Can I use my own mechanic?
In most cases, yes. Plans are honored at any licensed repair facility in the U.S. and Canada. Our concierge confirms coverage with the shop before work starts.
What's the difference versus the dealer's warranty?
Mostly price and pressure. The administrators behind our plans are the same names you'll see in an F&I office — minus the four-figure dealer markup and the take-it-now sales pitch.
When does coverage start?
After a short waiting period (typically 30 days and 1,000 miles) that prevents claims on pre-existing failures. We show the exact terms before you commit.
Know your repair risk before it bites.
Get a no-pressure quote tied to your exact year, make, and mileage.