Compare Vehicle Ownership Costs
Ranking the Ongoing Costs of Car Ownership
Buying a car is a major financial commitment, but the sticker price is just the beginning. Without careful planning, the ongoing costs of ownership can quickly drain your budget.
To help you make an informed decision, we’ve modeled estimated 5-year ownership costs for a growing set of popular new-vehicle models. Our estimates break down the five biggest expenses you will face off the lot: Financing, Insurance, Maintenance and repairs, Fuel and Depreciation. Whether you are evaluating your current ride or shopping for your next one, you can easily compare models to see which are budget-friendly and which are unexpectedly expensive.
Dive into the data below to uncover the true long-term cost of the vehicles on your shortlist.
Brands
Brands with the Cheapest 5 Year Ownership Costs
Average estimated 5-year cost to own across each brand’s models priced over $70,000.
Vehicles
Cars with the Cheapest 5 Year Ownership Costs
Individual models ranked by estimated 5-year cost to own — financing, insurance, maintenance, fuel, and depreciation combined.
| Rank | Model | Segment | New Price | 5-Yr Cost to Own |
|---|---|---|---|---|
| 1 |  Tesla Model S (2026) | Sedan | $76,000 | $70,000 |
| 2 | BBMW X7 (2026) | SUV | $82,000 | $92,000 |
| 3 |  Mercedes-Benz GLS (2026) | SUV | $84,000 | $94,000 |
| 4 |  Lexus LX (2026) | SUV | $92,000 | $96,000 |
| 5 |  Genesis G90 (2026) | Sedan | $89,000 | $98,000 |
Cost-to-own figures are CarMatch estimates from our own ownership-cost model, shown for comparison. They are replaced with verified valuation & cost data as those data sources come online.