BMW 2 Series · Cost of Ownership
BMW 2 Series Costs
The average cost of owning a BMW 2 Series for 5 years is $55,685. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $26,453 | 48% |
| Fuel | $9,915 | 18% |
| Interest | $7,737 | 14% |
| Insurance | $6,405 | 12% |
| Maintenance | $5,175 | 9% |
Value rating
BMW 2 Series CarMatch Value Rating
This grade is our unbiased financial assessment of whether the BMW 2 Series is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$26,45348% of 5-yr costDepreciation is the value the BMW 2 Series sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,40512% of 5-yr costEstimated full-coverage insurance premiums for the BMW 2 Series over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$5,1759% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the BMW 2 Series. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$7,73714% of 5-yr costFinance charges on a typical 60-month loan for the BMW 2 Series at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$9,91518% of 5-yr costEstimated fuel or charging cost to drive the BMW 2 Series ~15,000 miles a year for five years, based on its powertrain and typical energy prices.