BMW 7 Series · Cost of Ownership
BMW 7 Series Costs
The average cost of owning a BMW 7 Series for 5 years is $62,356. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $30,402 | 49% |
| Fuel | $11,665 | 19% |
| Interest | $10,344 | 17% |
| Insurance | $7,375 | 12% |
| Maintenance | $2,570 | 4% |
Value rating
BMW 7 Series CarMatch Value Rating
This grade is our unbiased financial assessment of whether the BMW 7 Series is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$30,40249% of 5-yr costDepreciation is the value the BMW 7 Series sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$7,37512% of 5-yr costEstimated full-coverage insurance premiums for the BMW 7 Series over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,5704% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the BMW 7 Series. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$10,34417% of 5-yr costFinance charges on a typical 60-month loan for the BMW 7 Series at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$11,66519% of 5-yr costEstimated fuel or charging cost to drive the BMW 7 Series ~15,000 miles a year for five years, based on its powertrain and typical energy prices.