BMW X1 · Cost of Ownership
BMW X1 Costs
The average cost of owning a BMW X1 for 5 years is $55,915. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $26,250 | 47% |
| Fuel | $12,515 | 22% |
| Interest | $8,105 | 14% |
| Insurance | $7,075 | 13% |
| Maintenance | $1,970 | 4% |
Value rating
BMW X1 CarMatch Value Rating
This grade is our unbiased financial assessment of whether the BMW X1 is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$26,25047% of 5-yr costDepreciation is the value the BMW X1 sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$7,07513% of 5-yr costEstimated full-coverage insurance premiums for the BMW X1 over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$1,9704% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the BMW X1. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$8,10514% of 5-yr costFinance charges on a typical 60-month loan for the BMW X1 at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$12,51522% of 5-yr costEstimated fuel or charging cost to drive the BMW X1 ~15,000 miles a year for five years, based on its powertrain and typical energy prices.