Ford F-150 · Cost of Ownership
Ford F-150 Costs
The average cost of owning a Ford F-150 for 5 years is $47,144. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $18,675 | 40% |
| Fuel | $10,000 | 21% |
| Insurance | $8,100 | 17% |
| Interest | $6,919 | 15% |
| Maintenance | $3,450 | 7% |
Value rating
Ford F-150 CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Ford F-150 is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$18,67540% of 5-yr costDepreciation is the value the Ford F-150 sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$8,10017% of 5-yr costEstimated full-coverage insurance premiums for the Ford F-150 over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$3,4507% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Ford F-150. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$6,91915% of 5-yr costFinance charges on a typical 60-month loan for the Ford F-150 at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,00021% of 5-yr costEstimated fuel or charging cost to drive the Ford F-150 ~15,000 miles a year for five years, based on its powertrain and typical energy prices.