Ford Mustang · Cost of Ownership
Ford Mustang Costs
The average cost of owning a Ford Mustang for 5 years is $43,506. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $14,596 | 34% |
| Fuel | $11,160 | 26% |
| Insurance | $7,720 | 18% |
| Maintenance | $5,350 | 12% |
| Interest | $4,680 | 11% |
Value rating
Ford Mustang CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Ford Mustang is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$14,59634% of 5-yr costDepreciation is the value the Ford Mustang sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$7,72018% of 5-yr costEstimated full-coverage insurance premiums for the Ford Mustang over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$5,35012% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Ford Mustang. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$4,68011% of 5-yr costFinance charges on a typical 60-month loan for the Ford Mustang at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$11,16026% of 5-yr costEstimated fuel or charging cost to drive the Ford Mustang ~15,000 miles a year for five years, based on its powertrain and typical energy prices.