Ford Ranger · Cost of Ownership
Ford Ranger Costs
The average cost of owning a Ford Ranger for 5 years is $45,645. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $19,981 | 44% |
| Fuel | $8,040 | 18% |
| Insurance | $6,815 | 15% |
| Interest | $5,949 | 13% |
| Maintenance | $4,860 | 11% |
Value rating
Ford Ranger CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Ford Ranger is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$19,98144% of 5-yr costDepreciation is the value the Ford Ranger sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,81515% of 5-yr costEstimated full-coverage insurance premiums for the Ford Ranger over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$4,86011% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Ford Ranger. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$5,94913% of 5-yr costFinance charges on a typical 60-month loan for the Ford Ranger at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$8,04018% of 5-yr costEstimated fuel or charging cost to drive the Ford Ranger ~15,000 miles a year for five years, based on its powertrain and typical energy prices.