Honda Accord · Cost of Ownership
Honda Accord Costs
The average cost of owning a Honda Accord for 5 years is $35,998. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $12,013 | 33% |
| Fuel | $10,000 | 28% |
| Insurance | $6,750 | 19% |
| Interest | $4,885 | 14% |
| Maintenance | $2,350 | 7% |
Value rating
Honda Accord CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Honda Accord is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$12,01333% of 5-yr costDepreciation is the value the Honda Accord sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,75019% of 5-yr costEstimated full-coverage insurance premiums for the Honda Accord over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,3507% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Honda Accord. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$4,88514% of 5-yr costFinance charges on a typical 60-month loan for the Honda Accord at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,00028% of 5-yr costEstimated fuel or charging cost to drive the Honda Accord ~15,000 miles a year for five years, based on its powertrain and typical energy prices.