Honda Civic · Cost of Ownership
Honda Civic Costs
The average cost of owning a Honda Civic for 5 years is $32,445. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Fuel | $10,000 | 31% |
| Depreciation | $9,594 | 30% |
| Insurance | $6,550 | 20% |
| Interest | $4,101 | 13% |
| Maintenance | $2,200 | 7% |
Value rating
Honda Civic CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Honda Civic is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$9,59430% of 5-yr costDepreciation is the value the Honda Civic sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,55020% of 5-yr costEstimated full-coverage insurance premiums for the Honda Civic over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,2007% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Honda Civic. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$4,10113% of 5-yr costFinance charges on a typical 60-month loan for the Honda Civic at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,00031% of 5-yr costEstimated fuel or charging cost to drive the Honda Civic ~15,000 miles a year for five years, based on its powertrain and typical energy prices.