Hyundai Santa Cruz · Cost of Ownership
Hyundai Santa Cruz Costs
The average cost of owning a Hyundai Santa Cruz for 5 years is $53,608. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $24,555 | 46% |
| Fuel | $10,270 | 19% |
| Interest | $7,873 | 15% |
| Insurance | $6,720 | 13% |
| Maintenance | $4,190 | 8% |
Value rating
Hyundai Santa Cruz CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Hyundai Santa Cruz is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$24,55546% of 5-yr costDepreciation is the value the Hyundai Santa Cruz sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,72013% of 5-yr costEstimated full-coverage insurance premiums for the Hyundai Santa Cruz over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$4,1908% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Hyundai Santa Cruz. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$7,87315% of 5-yr costFinance charges on a typical 60-month loan for the Hyundai Santa Cruz at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,27019% of 5-yr costEstimated fuel or charging cost to drive the Hyundai Santa Cruz ~15,000 miles a year for five years, based on its powertrain and typical energy prices.