Hyundai Santa Fe · Cost of Ownership
Hyundai Santa Fe Costs
The average cost of owning a Hyundai Santa Fe for 5 years is $72,229. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $35,284 | 49% |
| Fuel | $12,790 | 18% |
| Insurance | $10,365 | 14% |
| Interest | $10,320 | 14% |
| Maintenance | $3,470 | 5% |
Value rating
Hyundai Santa Fe CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Hyundai Santa Fe is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$35,28449% of 5-yr costDepreciation is the value the Hyundai Santa Fe sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$10,36514% of 5-yr costEstimated full-coverage insurance premiums for the Hyundai Santa Fe over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$3,4705% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Hyundai Santa Fe. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$10,32014% of 5-yr costFinance charges on a typical 60-month loan for the Hyundai Santa Fe at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$12,79018% of 5-yr costEstimated fuel or charging cost to drive the Hyundai Santa Fe ~15,000 miles a year for five years, based on its powertrain and typical energy prices.