Kia Forte · Cost of Ownership
Kia Forte Costs
The average cost of owning a Kia Forte for 5 years is $39,893. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $12,969 | 33% |
| Fuel | $11,160 | 28% |
| Insurance | $7,765 | 19% |
| Interest | $5,844 | 15% |
| Maintenance | $2,155 | 5% |
Value rating
Kia Forte CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Kia Forte is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$12,96933% of 5-yr costDepreciation is the value the Kia Forte sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$7,76519% of 5-yr costEstimated full-coverage insurance premiums for the Kia Forte over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,1555% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Kia Forte. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$5,84415% of 5-yr costFinance charges on a typical 60-month loan for the Kia Forte at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$11,16028% of 5-yr costEstimated fuel or charging cost to drive the Kia Forte ~15,000 miles a year for five years, based on its powertrain and typical energy prices.