Kia Seltos · Cost of Ownership
Kia Seltos Costs
The average cost of owning a Kia Seltos for 5 years is $50,094. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $17,991 | 36% |
| Fuel | $11,545 | 23% |
| Insurance | $8,980 | 18% |
| Interest | $7,893 | 16% |
| Maintenance | $3,685 | 7% |
Value rating
Kia Seltos CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Kia Seltos is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$17,99136% of 5-yr costDepreciation is the value the Kia Seltos sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$8,98018% of 5-yr costEstimated full-coverage insurance premiums for the Kia Seltos over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$3,6857% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Kia Seltos. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$7,89316% of 5-yr costFinance charges on a typical 60-month loan for the Kia Seltos at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$11,54523% of 5-yr costEstimated fuel or charging cost to drive the Kia Seltos ~15,000 miles a year for five years, based on its powertrain and typical energy prices.