Mazda Mazda3 · Cost of Ownership
Mazda Mazda3 Costs
The average cost of owning a Mazda Mazda3 for 5 years is $34,186. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $10,868 | 32% |
| Fuel | $10,000 | 29% |
| Insurance | $6,700 | 20% |
| Interest | $4,118 | 12% |
| Maintenance | $2,500 | 7% |
Value rating
Mazda Mazda3 CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Mazda Mazda3 is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$10,86832% of 5-yr costDepreciation is the value the Mazda Mazda3 sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,70020% of 5-yr costEstimated full-coverage insurance premiums for the Mazda Mazda3 over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,5007% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Mazda Mazda3. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$4,11812% of 5-yr costFinance charges on a typical 60-month loan for the Mazda Mazda3 at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,00029% of 5-yr costEstimated fuel or charging cost to drive the Mazda Mazda3 ~15,000 miles a year for five years, based on its powertrain and typical energy prices.