Mazda MX-5 Miata · Cost of Ownership
Mazda MX-5 Miata Costs
The average cost of owning a Mazda MX-5 Miata for 5 years is $37,672. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Fuel | $11,645 | 31% |
| Depreciation | $10,248 | 27% |
| Insurance | $6,770 | 18% |
| Maintenance | $5,295 | 14% |
| Interest | $3,714 | 10% |
Value rating
Mazda MX-5 Miata CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Mazda MX-5 Miata is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$10,24827% of 5-yr costDepreciation is the value the Mazda MX-5 Miata sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,77018% of 5-yr costEstimated full-coverage insurance premiums for the Mazda MX-5 Miata over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$5,29514% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Mazda MX-5 Miata. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$3,71410% of 5-yr costFinance charges on a typical 60-month loan for the Mazda MX-5 Miata at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$11,64531% of 5-yr costEstimated fuel or charging cost to drive the Mazda MX-5 Miata ~15,000 miles a year for five years, based on its powertrain and typical energy prices.