Mercedes-Benz S-Class · Cost of Ownership
Mercedes-Benz S-Class Costs
The average cost of owning a Mercedes-Benz S-Class for 5 years is $35,651. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $11,025 | 31% |
| Fuel | $10,770 | 30% |
| Insurance | $6,170 | 17% |
| Interest | $5,106 | 14% |
| Maintenance | $2,580 | 7% |
Value rating
Mercedes-Benz S-Class CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Mercedes-Benz S-Class is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$11,02531% of 5-yr costDepreciation is the value the Mercedes-Benz S-Class sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,17017% of 5-yr costEstimated full-coverage insurance premiums for the Mercedes-Benz S-Class over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,5807% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Mercedes-Benz S-Class. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$5,10614% of 5-yr costFinance charges on a typical 60-month loan for the Mercedes-Benz S-Class at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,77030% of 5-yr costEstimated fuel or charging cost to drive the Mercedes-Benz S-Class ~15,000 miles a year for five years, based on its powertrain and typical energy prices.