Subaru Ascent · Cost of Ownership
Subaru Ascent Costs
The average cost of owning a Subaru Ascent for 5 years is $42,375. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $17,005 | 40% |
| Fuel | $8,045 | 19% |
| Interest | $7,875 | 19% |
| Insurance | $6,970 | 16% |
| Maintenance | $2,480 | 6% |
Value rating
Subaru Ascent CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Subaru Ascent is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$17,00540% of 5-yr costDepreciation is the value the Subaru Ascent sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,97016% of 5-yr costEstimated full-coverage insurance premiums for the Subaru Ascent over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,4806% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Subaru Ascent. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$7,87519% of 5-yr costFinance charges on a typical 60-month loan for the Subaru Ascent at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$8,04519% of 5-yr costEstimated fuel or charging cost to drive the Subaru Ascent ~15,000 miles a year for five years, based on its powertrain and typical energy prices.