Subaru Crosstrek · Cost of Ownership
Subaru Crosstrek Costs
The average cost of owning a Subaru Crosstrek for 5 years is $61,206. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $32,335 | 53% |
| Interest | $11,231 | 18% |
| Fuel | $9,220 | 15% |
| Insurance | $6,040 | 10% |
| Maintenance | $2,380 | 4% |
Value rating
Subaru Crosstrek CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Subaru Crosstrek is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$32,33553% of 5-yr costDepreciation is the value the Subaru Crosstrek sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,04010% of 5-yr costEstimated full-coverage insurance premiums for the Subaru Crosstrek over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,3804% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Subaru Crosstrek. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$11,23118% of 5-yr costFinance charges on a typical 60-month loan for the Subaru Crosstrek at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$9,22015% of 5-yr costEstimated fuel or charging cost to drive the Subaru Crosstrek ~15,000 miles a year for five years, based on its powertrain and typical energy prices.