Subaru Legacy · Cost of Ownership
Subaru Legacy Costs
The average cost of owning a Subaru Legacy for 5 years is $69,824. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $34,445 | 49% |
| Fuel | $12,505 | 18% |
| Interest | $11,044 | 16% |
| Insurance | $6,705 | 10% |
| Maintenance | $5,125 | 7% |
Value rating
Subaru Legacy CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Subaru Legacy is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$34,44549% of 5-yr costDepreciation is the value the Subaru Legacy sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,70510% of 5-yr costEstimated full-coverage insurance premiums for the Subaru Legacy over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$5,1257% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Subaru Legacy. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$11,04416% of 5-yr costFinance charges on a typical 60-month loan for the Subaru Legacy at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$12,50518% of 5-yr costEstimated fuel or charging cost to drive the Subaru Legacy ~15,000 miles a year for five years, based on its powertrain and typical energy prices.