Toyota Highlander · Cost of Ownership
Toyota Highlander Costs
The average cost of owning a Toyota Highlander for 5 years is $50,787. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $18,301 | 36% |
| Fuel | $13,060 | 26% |
| Interest | $8,476 | 17% |
| Insurance | $8,000 | 16% |
| Maintenance | $2,950 | 6% |
Value rating
Toyota Highlander CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Toyota Highlander is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$18,30136% of 5-yr costDepreciation is the value the Toyota Highlander sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$8,00016% of 5-yr costEstimated full-coverage insurance premiums for the Toyota Highlander over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,9506% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Toyota Highlander. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$8,47617% of 5-yr costFinance charges on a typical 60-month loan for the Toyota Highlander at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$13,06026% of 5-yr costEstimated fuel or charging cost to drive the Toyota Highlander ~15,000 miles a year for five years, based on its powertrain and typical energy prices.