Toyota RAV4 · Cost of Ownership
Toyota RAV4 Costs
The average cost of owning a Toyota RAV4 for 5 years is $35,157. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $10,872 | 31% |
| Fuel | $10,000 | 28% |
| Insurance | $6,900 | 20% |
| Interest | $5,035 | 14% |
| Maintenance | $2,350 | 7% |
Value rating
Toyota RAV4 CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Toyota RAV4 is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$10,87231% of 5-yr costDepreciation is the value the Toyota RAV4 sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$6,90020% of 5-yr costEstimated full-coverage insurance premiums for the Toyota RAV4 over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$2,3507% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Toyota RAV4. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$5,03514% of 5-yr costFinance charges on a typical 60-month loan for the Toyota RAV4 at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,00028% of 5-yr costEstimated fuel or charging cost to drive the Toyota RAV4 ~15,000 miles a year for five years, based on its powertrain and typical energy prices.