Volvo XC60 · Cost of Ownership
Volvo XC60 Costs
The average cost of owning a Volvo XC60 for 5 years is $51,509. This total will vary per vehicle, driver, and location. These ownership expenses include:
Cost breakdown
5-Year Cost Breakdown
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $22,540 | 44% |
| Fuel | $10,000 | 19% |
| Insurance | $7,800 | 15% |
| Interest | $7,669 | 15% |
| Maintenance | $3,500 | 7% |
Value rating
Volvo XC60 CarMatch Value Rating
This grade is our unbiased financial assessment of whether the Volvo XC60 is likely to be a good or poor automotive investment, based on its 5-year cost to own relative to its price. Learn more about our Value Ratings.
Depreciation
$22,54044% of 5-yr costDepreciation is the value the Volvo XC60 sheds over five years — almost always the single largest cost of ownership. Models that hold their value shrink this number dramatically.
Insurance Premiums
$7,80015% of 5-yr costEstimated full-coverage insurance premiums for the Volvo XC60 over five years. Your actual rate depends on driving record, location, and coverage level.
Maintenance & Repairs
$3,5007% of 5-yr costRoutine service, wear items, and out-of-warranty repairs for the Volvo XC60. EVs and simpler powertrains typically land at the low end here.
Loan Interest
$7,66915% of 5-yr costFinance charges on a typical 60-month loan for the Volvo XC60 at current average APRs. A larger down payment or shorter term reduces this.
Fuel Costs
$10,00019% of 5-yr costEstimated fuel or charging cost to drive the Volvo XC60 ~15,000 miles a year for five years, based on its powertrain and typical energy prices.