Cost of Ownership
Honda Cost of Ownership
The average estimated 5-year cost to own a Honda is $34,850, across 3 models (avg. new price $28,467). Ownership cost is the sum of depreciation, insurance, fuel, maintenance, and loan interest.
Brand average
5-Year Cost Breakdown
$34,850Total cost for 5 years
| Cost | Value | Percent |
|---|---|---|
| Depreciation | $11,087 | 32% |
| Fuel | $10,000 | 29% |
| Insurance | $6,700 | 19% |
| Interest | $4,746 | 14% |
| Maintenance | $2,317 | 7% |
By model
Honda Models — 5-Year Cost to Own
| Model | New Price | 5-Year Total |
|---|---|---|
| Honda Civic (2026) | $24,600 | $32,445 |
| Honda Accord (2026) | $29,300 | $35,998 |
| Honda CR-V (2026) | $31,500 | $36,107 |
How We Calculate Cost of Ownership
CarMatch estimates five-year cost to own by modeling each major expense a Honda owner faces over five years and ~75,000 miles, then summing them. Figures are independent estimates from our own model — no dealer pays to influence them — and are refined as verified valuation and cost data come online.
What’s Included?
- Depreciation
- The value the vehicle sheds over five years — usually the single largest ownership cost.
- Insurance
- Estimated full-coverage premiums over five years; your rate varies by driver, location, and coverage.
- Fuel
- Energy cost to drive roughly 15,000 miles a year for five years, based on the powertrain.
- Maintenance & Repairs
- Routine service, wear items, and out-of-warranty repairs over the first five years.
- Loan Interest
- Finance charges on a typical 60-month loan at current average APRs.
B
Value rating
Honda CarMatch Value Rating
Our unbiased read on how Honda’s lineup balances five-year cost to own against price. See the Value Rankings.